Last Updated: 09/07/2025
1. Agreement to Terms
Welcome to Insurance Expert LTD! These Terms and Conditions are a legal agreement between you and Insurance Expert LTD (“we,” “us,” or “our”) regarding your use of the https://insuranceexpert.ltd/ website.
By using this Site, you agree to all of these terms. If you do not agree with these terms, you must stop using the Site immediately.
2. Intellectual Property Rights
The Site and all of its original content, including articles, graphics, logos, and software, are the property of Insurance Expert LTD and are protected by copyright and other intellectual property laws. You may not reuse, republish, or reprint our content without our written consent.
3. User Responsibilities
As a user of this Site, you agree not to:
- Use the Site for any illegal or unauthorized purpose.
- Attempt to hack, damage, or otherwise disrupt the Site.
- Collect user data without permission.
- Use our content for your own commercial purposes without our permission.
4. IMPORTANT – Not Professional Advice Disclaimer
The content on this Site is for informational and educational purposes only. It does not constitute professional financial or insurance advice. The insurance industry is complex and individual needs vary greatly.
Before making any financial decisions based on information from our Site, you must consult with a licensed and qualified insurance professional who can assess your personal situation. Your reliance on any information on this Site is solely at your own risk.
5. Limitation of Liability
In no event will Insurance Expert LTD or its directors, employees, or agents be liable to you for any direct or indirect damages arising from your use of the Site or your reliance on any information provided on the Site.
6. Governing Law
These Terms will be governed by the laws of India, without regard to its conflict of law provisions.
7. Changes to These Terms
We reserve the right to modify these Terms and Conditions at any time. We will let you know of any changes by updating the “Last Updated” date on this page.
8. Contact Us
If you have any questions about these Terms and Conditions, please contact us at:
Email: legal@insuranceexpert.ltd