The use of life insurance to fund retirement is a little more complex topic in the context of financial planning and life insurance. The life insurance salespeople adore it, but stock jockeys detest it. That should come as no surprise. However, is there anything particularly unique that life insurance offers? Or would it be wiser…
Your article brings up a crucial and often underappreciated aspect of personal finance: the role life insurance can play in de-risking an investment portfolio, particularly as we move toward retirement. It’s not about replacing traditional investments like stocks and bonds, but rather complementing them to provide stability and predictability in the face of the volatility…
The Rise of Indexed Universal Life Insurance: Innovation and Flexibility Compared to Whole Life The life insurance industry is continually evolving, with new products and strategies being introduced to address changing consumer needs and financial markets. Among these innovations, Indexed Universal Life Insurance (IUL) has garnered significant attention due to its unique method of accumulating…
